There is one thing I have a really hard time understanding; how people can seriously not bother
saving money in the millions of simple ways that suround us. First of all,
coupons. I know, it may be time consuming to look through them and clip them out of the paper, but if you do it every Sunday (you find them in your local Sunday paper) you will find yourself
saving hundreds of dollars each year! Here are my tips on saving money everyday.
1) Coupons: If you get the Sunday paper, you will find one to three sets of coupons. The key here is to buy things you buy anyway, and/or to buy and stock up on products that don't expire (toilet paper, toothbrushes, paper towels, napkins, candles... the list goes on and on).
2) Online Coupons!!: This one is one of my favorites. Here are some great sites to help you find great and amazing deals!
Red Plumb they even have a
link that has special deals, like buy one get one free at Red Robin!
Pinching Your Pennies
3) Cutting Back:
Cell Phone: Get fewer minutes and only use free night time minutes or weekend minutes. Also invest in services online like Skype which provide cheap long distance online! I was skeptical but we gave in and I'm quite satisfied. In fact, if you have an iPhone, you can even use Skype on it and reserve your minutes for... who knows what.
Also decide how many texts you use and whether or not you really need that "unlimited text" plan or if you can give in and settle for the "200 texts per month" or like me, realize talking is better and just give it up! It's cheaper to pay per text when you only get 18 texts per month.
Get rid of cable:
That's bold, I know but really! Think of all the fun things you could do if you just shut off that darn tv. When I got married and moved into my husband's house I was disapointed I'd be living without cable. I grew up in a home with Dish Network and the ability to rewind, pause and record my shows!
Surprisingly enough, I quickly realized how much more time I had when "my show" never came on.You get your news online, watch movies via Netflix (if you have an x box 360 you can watch all the movies you want on your tv with the click of a button!). If that's too much to take in, maybe settle with just lowering your plan an option or two. It will give you more time to be productive and spent quality time with your family.
Shop on Craigs List:
Now I sound like I'm being paid to sponcer these companies... I'm not! They don't even know I'm doing this. Anyway, you found out your having a baby?! Great! Start looking for that perfect crib on Craigslist! With about 9 months to search, you'll find it the perfect one for around $100 cheaper than if you went to Baby's R US! Same goes for strollers, clothing... toys if you bleach them before letting your baby slobber on them too.
Want a new fish tank? Did you know you can find at least one 50 gallon fish tank on the "Free" page of craigslist per week!? Don't even think about buy one for $500!